SERVICE OVERVIEW
Serving individuals, families, the uninsured & underinsured
A medical billing advocate is a dedicated liaison between you and your healthcare providers, such as
doctors, dentists & hospitals, and your insurance company. Your advocate makes sure all of your medical
bills and claims are processed correctly and that you are never overcharged.
What is a medical billing advocate?

“After Auditing forty thousand hospital bills,
more than 97% contained errors.”

–        Equifax Services

“More than 90% of the roughly 31 million
hospital bills processed each year are wrong…”

–        Money Magazine
Impact of Healthcare Inflation

     Average Salary:
1999-2009………………..21.4% Increase

     Average Healthcare Cost:
1999-2009………………..127% Increase

•        Patients account for paying nearly $35
billion dollars annually they should not be
liable for.

•        As many as 30% of all medical claims
are denied incorrectly by the insurance carrier.

•        *A new study finds that more than 60%
of personal bankruptcies in the United States
in 2008 were caused by health-care costs
associated with a major illness.
Nearly 90% of ALL medical claims
processed have at least ONE error.
We assist with issues involving:

All private insurances including Blue Cross, United Healthcare, Cigna, Aetna and
many more

HMO's, PPO's, POS's and others

Medicare

Medicaid

Workers compensation problems

All secondary & supplemental insurances

Cash paying patients with no insurance
Visit our foundation to see
what Universal Solutions is
doing for your community.
Toll Free 800-391-2140
info@myuniversalsolutions.com
Membership Benefits:                                                                      All for only $39.95 per month

  • We negotiate reasonable fees for patients who are uninsured or underinsured

  • Our membership services extend to an entire family within the same household for the same low cost

  • We manage all calls related to healthcare billing questions; disputes, denials and represent our members in resolving medical billing
    issues

  • We audit our members medical bills for inaccuracies and make sure they are never charged for services they shouldn’t owe

  • We appeal any denied claim that should be covered under the members health plan

  • We facilitate refunds on behalf of our members for money they’ve overpaid

  • We stop any harassing collection calls and negotiate settlements on any outstanding medical bills our members have or may incur

  • We resolve all disputed charges our members may have with a doctor or hospital and hold those parties responsible

  • We decode insurance lingo, explanation of benefits and assist the member in understanding their medical bills, how their policy works
    and how to get the most from their health insurance

  • We effectively negotiate with doctors and hospitals to ensure employees get fee reductions and more affordable payment plans for the
    portion of their bills they do owe

  • We provide member’s with timely answers to all of their healthcare billing related questions through unlimited phone, internet and e mail
    support

  • We provide a comprehensive prescription, vision, dental and lab & imaging discount program for all members & their families free of
    charge. CLICK HERE to view in English CLICK HERE to view in Spanish
Copyright 2009-2010 Universal Solutions by SCM. All Rights Reserved
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