SERVICE OVERVIEW
Serving individuals, families, the uninsured & underinsured
A medical billing advocate is a dedicated liaison between you and your healthcare providers, such as doctors, dentists & hospitals, and your insurance company. Your advocate makes sure all of your medical bills and claims are processed correctly and that you are never overcharged.
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What is a medical billing advocate?
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“After Auditing forty thousand hospital bills,
more than 97% contained errors.”
– Equifax Services
“More than 90% of the roughly 31 million
hospital bills processed each year are wrong…”
– Money Magazine
Impact of Healthcare Inflation
Average Salary:
1999-2009………………..21.4% Increase
Average Healthcare Cost:
1999-2009………………..127% Increase
• Patients account for paying nearly $35
billion dollars annually they should not be
liable for.
• As many as 30% of all medical claims
are denied incorrectly by the insurance carrier.
• *A new study finds that more than 60%
of personal bankruptcies in the United States
in 2008 were caused by health-care costs
associated with a major illness.
Nearly 90% of ALL medical claims processed have at least ONE error.
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We assist with issues involving:
All private insurances including Blue Cross, United Healthcare, Cigna, Aetna and many more
HMO's, PPO's, POS's and others
Medicare
Medicaid
Workers compensation problems
All secondary & supplemental insurances
Cash paying patients with no insurance
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Visit our foundation to see
what Universal Solutions is
doing for your community.

Membership Benefits: All for only $39.95 per month
- We negotiate reasonable fees for patients who are uninsured or underinsured
- Our membership services extend to an entire family within the same household for the same low cost
- We manage all calls related to healthcare billing questions; disputes, denials and represent our members in resolving medical billing
issues
- We audit our members medical bills for inaccuracies and make sure they are never charged for services they shouldn’t owe
- We appeal any denied claim that should be covered under the members health plan
- We facilitate refunds on behalf of our members for money they’ve overpaid
- We stop any harassing collection calls and negotiate settlements on any outstanding medical bills our members have or may incur
- We resolve all disputed charges our members may have with a doctor or hospital and hold those parties responsible
- We decode insurance lingo, explanation of benefits and assist the member in understanding their medical bills, how their policy works
and how to get the most from their health insurance
- We effectively negotiate with doctors and hospitals to ensure employees get fee reductions and more affordable payment plans for the
portion of their bills they do owe
- We provide member’s with timely answers to all of their healthcare billing related questions through unlimited phone, internet and e mail
support
- We provide a comprehensive prescription, vision, dental and lab & imaging discount program for all members & their families free of
charge. CLICK HERE to view in English CLICK HERE to view in Spanish

Copyright 2009-2010 Universal Solutions by SCM. All Rights Reserved
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